Privacy Policy

Benestream Privacy Policy

This policy explains what information we collect when you use Benestream’s sites, services, mobile applications, products, and content (“Services”). It also has information about how we store, use, transfer, and delete that information.

Notice to European Residents

Benestream services are hosted in the United States and are intended for visitors located within the United States. We do not actively solicit users from outside the United States or target them with our services.

If you choose to access this site from the European Union or other regions of the world with laws governing data collection and use that may differ from U.S. law, then please note that you are transferring your personal information outside of those regions to the United States for storage and processing. Also, we may transfer your data from the U.S. to other countries or regions in connection with storage and processing of data, fulfilling your requests, and operating the service. By providing any information, including personal information, on or to the service, you consent to such transfer, storage and processing.

Information We Collect & How We Use It

We collect information from your interactions with our network. Some of this information you actively tell us (such as if you enter your email address, which we use to track your account or communicate with you). Other information we collect based on actions you take while using Benestream, such as what pages you access and your interactions with our product features (like highlights, follows, and applause). This information includes records of those interactions, your Internet Protocol address, information about your device (such as device or browser type), and referral information.
We use this information to:

  • provide, test, improve, promote and personalize Benestream Services
  • fight spam and other forms of abuse
  • generate aggregate, non-identifying information about how people use Benestream Services
  • When you create your Benestream account and authenticate with a third-party service (like Twitter, Facebook or Google) we may collect, store, and periodically update information associated with that third-party account, such as your lists of friends or followers. We will never publish through your third-party account without your permission.

Information Disclosure

Benestream won’t transfer information about you to third parties for the purpose of providing or facilitating third-party advertising to you. We won’t sell information about you. We do not collect data for advertising purposes and do not sell data to advertisers.

We may share your account information with third parties in some circumstances, including: (1) with your consent; (2) to a service provider or partner who agrees to treat data in compliance with this Privacy Policy; (3) with academic or non-profit researchers, provided such data is provided in an aggregated, anonymized, or pseudonymized manner; (4) when we have a good faith belief it is required by law, such as pursuant to a subpoena or other legal process; (5) when we have a good faith belief that doing so will help prevent imminent harm to someone.

If we are obligated (or have reason to believe we are obligated) by legal process or court order to disclose personal information we have about you, we will notify you to allow you to challenge such disclosure or seek protection for it unless we’re prohibited by law. We will object to requests for personal information that we believe are improper.

Data Storage

Benestream uses third-party vendors and hosting partners, such as Amazon, for hardware, software, networking, storage, and related technology we need to run Benestream. We maintain two types of logs: server logs and event logs. By using Benestream Services, you authorize Benestream to transfer, store, and use your information in the United States and any other country where we operate.

Tracking & Cookies

We use browser cookies and similar technologies to recognize you when you return to our Services. We use them in various ways, for example to log you in, remember your preferences (such as default language), evaluate email effectiveness, allow our paywall and meter to function, and personalize content and other information.

Benestream doesn’t track you across the Internet. We track only your interactions within the Benestream network (which encompasses Benestream.com and custom domains hosted by Benestream).

Some third-party services that we use to provide the Benestream Service, such as Google Analytics, may place their own cookies in your browser. This Privacy Policy covers use of cookies by Benestream only and not the use of cookies by third parties.

Benestream complies with the “Do Not Track” (“DNT”) standard recommended by the World Wide Web Consortium. For logged-out users browsing with DNT enabled, Benestream’ analytics will not receive data about you, but we will do some first-party tracking in order to customize content and provide data to third-party service providers that enable Benestream Services to work. When you use Benestream while logged-in to your account, we cannot comply with DNT.

Modifying or Deleting Your Personal Information

If you have a Benestream account, you can access, modify or export your personal information, or delete your account by request at 
info@benestream.com.

To protect information from accidental or malicious destruction, we may maintain residual copies for a brief time period. But, if you delete your account, your information and content will be unrecoverable after that time. Benestream may preserve and maintain copies of your information when required to do so by law.

Data Security

We use encryption (HTTPS/TLS) to protect data transmitted to and from our site. However, no data transmission over the Internet is 100% secure, so we can’t guarantee security. You use the Service at your own risk, and you’re responsible for taking reasonable measures to secure your account.

Business Transfers

If we are involved in a merger, acquisition, bankruptcy, reorganization or sale of assets such that your information would be transferred or become subject to a different privacy policy, we’ll notify you in advance so you can opt out of any such new policy by deleting your account before transfer.


Email from Benestream

If you have an account, we may send you emails about your account, service changes or new policies. You can’t opt out of this type of “transactional” email (unless you delete your account). But, you can opt out of non-administrative emails such as digests, newsletters, and activity notifications through your account’s “Settings” page.

When your interact with an email sent from Benestream (such as opening an email or clicking on a particular link in an email), we may receive information about that interaction. We won’t email you to ask for your password or other account information. If you receive such an email, please send it to us so we can investigate.

Changes to this Policy

Benestream may periodically update this Policy. We’ll notify you about significant changes to it by either posting a message to your account or emailing you at the email address listed in your account. The most current version of the policy will always be on this webpage.

Questions

We welcome feedback about this policy at info@benestream.com.. If you wish to request a copy of the personal information we have about you or ask us to delete such information, you may do so through your account or by emailing us at info@benestream.com.

Public Nature of Personal Data

If you post personal data or respond to something on the site in a public manner that reveals personal data, such posts or responses will be collected and treated as public instead of personal data. If you do not agree to such public treatment, do not use these features or act in a way that the public. discloses personal information.

Categories of Personal Data Collected

We collect the following personal data in relation to our registered users:

Logged out users:

  • Reading history
  • IP address
  • Browser information
  • DNT status

Logged in users:

  • Username
  • Display name
  • Actual name
  • Email address (non-public)
  • Session activity (security)
  • IP address
  • Browser information
  • Reading history (on Benestream network only)

Members generally:

  • Billing information and history and related financial/payment information (e.g., credit card or bank information).

Categories of Recipients

Benestream shares minimal personal data with third-party processors in order to provide the Services. These processors offer at least the same level of data protection as that set out in this statement. This includes the following categories of recipients:

  • Hosting, Storage, & Other Infrastructure
  • Security
  • Analytics
  • Communication & Support
  • Payment Processors
  • Cross-border Transfers

Benestream is hosted in the United States. By using Benestream Services, you authorize Benestream to transfer, store, and use your information in the United States and any other country where we operate. Where your data is disclosed to our processors, it is subject by contract to at least the same level of data protection as that set out in this statement.

Children Under the Age of 13

Our website is not intended for children under 13 years of age. No one under age 13 may provide any personal information to us or the website. We do not knowingly collect personal information from children under 13. If you are under 13, do not use or provide any information on this website or on or through any of its features or register on the Website, make any purchases through the website, use any of the features of this website or provide any information about yourself to us, including your name, address, telephone number, email address, or any screen name or user name you may use. If we learn we have collected or received personal information from a child under 13 without verification of parental consent, we will delete that information. If you believe we might have any information from or about a child under 13, please contact us at info@benestream.com.

Your California Privacy Rights

California Civil Code Section § 1798.83 permits California residents to request certain information regarding a business’s disclosure of customer information to third parties for that third party’s direct marketing purposes. For such requests, we have designated the following mailing address and electronic mail address to which you may deliver such requests:

Attn: California Information Privacy Issue
Benestream
954 Lexington Ave, Suite 2043
New York, NY 10021
info@benestream.com

If you are a California resident and have an established business relationship with us, then you can request a notice disclosing the categories of personal information that (within the one year preceding your request) we have shared with third parties who we know have used the personal information for their direct marketing purposes within that year. You may also request those third parties’ names and addresses (and other information sufficient to give you a reasonable indication of the nature of the third party’s business, if the third party’s name alone does not reasonably make that determinable to you). You may request these types of information once a year. Please allow 30 days for a response.
If you are a California resident under 18 years old and a registered user, then you can request that we remove content or information that you have posted to our website or other online services. Note that fulfillment of the request may not ensure complete or comprehensive removal (e.g., if the content or information has been reposted by another user). To request the removal of content or information, please contact us at the contact addresses designated above. Please allow 30 days for a response.

For California Residents: California Privacy & Transparency Notice

Per California’s CCPA law, CA residents have the right to limit the use and disclosure of sensitive personal information; opt-out of the sale or sharing of their personal information for advertising purposes; correct inaccurate personal information about them; know what personal information businesses have collected about them and how they are used or shared; nondiscrimination for exercising their CCPA rights; and delete personal information collected from them (subject to exceptions).

Your Rights under the CCPA

The CCPA provides California residents with specific rights regarding their personal information. If You are a resident of California, You have the following rights:

  • The right to notice. You have the right to know which categories of Personal Data are being collected and the purposes for which the Personal Data is being used.
    • The right to request. Under CCPA, You have the right to request that We disclose information to You about Our collection, use, sale, disclosure for business purposes and share of personal information. This includes: The categories of personal information We collected about You
    • The categories of sources for the personal information We collected about You
    • Our business or commercial purpose for collecting or selling that personal information
    • The categories of third parties with whom We share that personal information
    • The specific pieces of personal information We collected about You
    • If we sell or disclosed Your personal information for a business purpose, We will disclose to You:
      • The categories of personal information disclosed
      • The categories of personal information sold
  • The right to say no to the sale of Personal Data (opt-out). You have the right to direct Us to not sell Your personal information. To submit an opt-out request please contact Us.
  • The right to delete Personal Data. You have the right to request the deletion of Your Personal Data, subject to certain exceptions. Once We receive and confirm Your request, We will delete (and direct Our Service Providers to delete) Your personal information from our records, unless an exception applies. We may deny Your deletion request if retaining the information is necessary for Us or Our Service Providers to:
    • Complete the transaction for which We collected the personal information, provide a good or service that You requested, take actions reasonably anticipated within the context of our ongoing business relationship with You, or otherwise perform our contract with You.
    • Detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, or prosecute those responsible for such activities.
    • Debug products to identify and repair errors that impair existing intended functionality.
    • Exercise free speech, ensure the right of another consumer to exercise their free speech rights, or exercise another right provided for by law.
    • Comply with the California Electronic Communications Privacy Act (Cal. Penal Code § 1546 et. seq.).
    • Engage in public or peer-reviewed scientific, historical, or statistical research in the public interest that adheres to all other applicable ethics and privacy laws, when the information’s deletion may likely render impossible or seriously impair the research’s achievement, if You previously provided informed consent.
    • Enable solely internal uses that are reasonably aligned with consumer expectations based on Your relationship with Us.
    • Comply with a legal obligation.
    • Make other internal and lawful uses of that information that are compatible with the context in which You provided it.
  • The right not to be discriminated against. You have the right not to be discriminated against for exercising any of Your consumer’s rights, including by:
    • Denying goods or services to You
    • Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties
    • Providing a different level or quality of goods or services to You
    • Suggesting that You will receive a different price or rate for goods or services or a different level or quality of goods or services

As outlined in BeneStream’s privacy policy, BeneStream will only collect personal information in accordance with our client agreements to facilitate healthcare screenings and enrollment assistance.

Individuals who are eligible for our service have the right to request information and/or opt out of our services at any time by submitting a data review or deletion request to info@benestream.com. Your request must include (1) sufficient information to verify you are the individual about whom We have collected data (2) enough detail for us to comprehend, assess, and respond appropriately. We reserve the right to reject requests that fail to meet these standards, in accordance with applicable data privacy laws. Please allow 10 Business Days for our team to respond.

Types of Data Collected

Personal Data

While using Our Service, We may ask You to provide Us with certain personally identifiable information that can be used to contact or identify You. Personally identifiable information may include, but is not limited to:

  • Full name
  • Email address
    • Individuals have the option to opt-in to our automated email service
  • Phone number
    • Individuals have the option to opt-in to our automated texting service
  • Address, State, Province, ZIP/Postal code, City
  • Basic household information
    • Such as: income, marital status, and number of dependents.

As our services are paid for by employers or unions (our Clients), BeneStream does not collect nor store payment information from employees or union members as part of our website or services.

Do Not Sell My Personal Information

You have the right to opt-out of the sale of Your personal information. Once We receive and confirm a verifiable consumer request from You, we will stop selling Your personal information. To exercise Your right to opt-out, please contact Us.

The Service Providers we partner with (for example, our analytics or advertising partners) may use technology on the Service that sells personal information as defined by the CCPA law. If you wish to opt out of the use of Your personal information for interest-based advertising purposes and these potential sales as defined under CCPA law, you may do so by following the instructions below.

Please note that any opt out is specific to the browser You use. You may need to opt out of every browser that You use.

Contact Us


If you have any questions about this Privacy Policy or Opt Out of any service, You can contact us:

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